Fixed Rate

Nottingham Building Society 1 Year Fixed Rate Bond Review

A top-paying nine-month fixed rate bond from Nottingham Building Society. None of the other 7 nine-month fixed rate bonds we track pays more.

Fixed rate · 9 months

4.65%AER

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£1

Max balance

£750,000

Access

At maturity only

Interest paid

Annually

How It Stacks Up

Ranks 1st of 8

9-month fixed bonds we track

Top rate
This account 4.65%
UK CPI (Aug 2026)
3.10%
Pays 1.55% more
Average 9-month fixed
4.44%
Pays 0.21% more
Best 9-month fixed
4.65%
About the same

Inflation: ONS. Averages and best rates: accounts on DepositScout.

Compare fixed bonds

Pros and cons

  • Pro: New and existing savers
  • Con: Your money is locked in for 9 months

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Estimated returns with Nottingham Building Society's Fixed Rate

What you could earn with Nottingham Building Society's 1 Year Fixed Rate Bond.

Estimated interest

£1,000 saved

£34.68

At 4.65% AER

£5,000 saved

£173

At 4.65% AER

£10,000 saved

£347

At 4.65% AER

£750,000 saved

£26,007

At 4.65% AER

Estimated over the 9-month term, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Work out the tax on your interestSee how much of this interest could be taxed.

Our Expert Opinion on Nottingham Building Society 1 Year Fixed Rate Bond

Jonny PeaseCo-Founder, DepositScout

Nottingham Building Society's 1 Year Fixed Rate Bond pays 4.65%, which does beat August 2026 CPI of 3.1% by 1.55%, so your money grows in real terms. That said, the rate sits below the market average for fixed-rate bonds, and the best available across that category is 5.35%, meaning this account is 0.70% behind the leader. The main catch is the complete lack of access until maturity on 28 July 2027, so only commit money you are certain you will not need. It suits savers who want a straightforward fixed return from a building society and can accept a lower rate for that preference.

Compare Fixed Rate Bonds

2 alternatives to Nottingham Building Society's 1 Year Fixed Rate Bond

Same type of account, closest on rate.

Common questions about the 1 Year Fixed Rate Bond

D

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