Monzo Stocks & Shares ISA Review

A stocks and shares ISA from Monzo. The value of the investments can go down as well as up.

Protection

FSCS£85,000 (investment)

Min investment

£0

Max investment

No limit

Capital at risk

Stocks & Shares ISAs are investments, not savings accounts. The value can go down as well as up, and you may get back less than you put in.

How It Stacks Up

Good to Know

0.25% platform fee (0.20% Perks/Max); capital at risk

Please verify all details with the provider – see our Disclaimer

See all Monzo accounts

Our Expert Opinion on Monzo Stocks & Shares ISA

Jan WatermannCo-Founder, DepositScout

With a stocks and shares ISA, there is no fixed interest rate to assess here - returns depend entirely on how the underlying investments perform, which means your capital is at risk. The Monzo version will appeal to existing Monzo current account users who want to keep their finances in one app rather than opening a separate investment account. I have no market comparison data for this product, so I cannot say how its fees or fund range stack up against rivals. Before committing, I would check the platform charges carefully, as costs can quietly erode investment returns over time.

Common questions about the Stocks & Shares ISA

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