Notice Account

Monument Bank 7 Day Notice Account Review

A notice account from Monument Bank, needing 7 days' notice, with a £25,000 minimum deposit. It ranks 66th of 101 notice accounts we track.

Variable rate · 7 days' notice

3.54%AER

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£25,000

Max balance

£2,000,000

Access

7 Days

Interest paid

Monthly

How It Stacks Up

Ranks 66th of 101

Notice accounts we track

Just above average
This account 3.54%
UK CPI (Aug 2026)
3.10%
Pays 0.44% more
Average notice account
3.53%
About the same
Best notice account
4.40%
Pays 0.86% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

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A Good Fit For

  • Pro: New and existing savers
  • Pro: Savers who want a monthly income

Worth Weighing Up

  • Con: You need to give 7 days' notice to withdraw
  • Con: The rate is variable, so it can go down
  • Con: You need at least £25,000 to open it

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Estimated returns with Monument Bank's Notice Account

What you could earn with Monument Bank's 7 Day Notice Account.

Estimated interest

£25,000 saved

£885

At 3.54% AER

£50,000 saved

£1,770

At 3.54% AER

£2,000,000 saved

£70,800

At 3.54% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Work out the tax on your interestSee how much of this interest could be taxed.

Our Expert Opinion on Monument Bank 7 Day Notice Account

Jonny PeaseCo-Founder, DepositScout

Monument Bank's 7 Day Notice Account pays 3.54%, which is 0.86% below the notice market leader at 4.40%, and sits below the market average, so it is hard to recommend on rate alone. The high £25,000 minimum will also rule out most savers. That said, 3.54% does beat August 2026 CPI of 3.1% by 0.44%, so your money keeps pace with inflation in real terms. If you want near-instant access at a similar rate, Shawbrook's 45 Day Notice Account pays 3.77%, though the notice period is longer.

Compare Notice Accounts

2 alternatives to Monument Bank's 7 Day Notice Account

Same type of account, closest on rate.

Common questions about the 7 Day Notice Account

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