Notice Account

Monument Bank 60 Day Notice Account Review

A notice account from Monument Bank, needing 60 days' notice, with a £25,000 minimum deposit. It ranks 59th of 101 notice accounts we track.

Variable rate · 60 days' notice

3.59%AER

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£25,000

Max balance

£2,000,000

Access

60 Days

Interest paid

Monthly

How It Stacks Up

Ranks 59th of 101

Notice accounts we track

Just above average
This account 3.59%
UK CPI (Aug 2026)
3.10%
Pays 0.49% more
Average notice account
3.53%
Pays 0.06% more
Best notice account
4.40%
Pays 0.81% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

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A Good Fit For

  • Pro: Savers who want a monthly income

Worth Weighing Up

  • Con: You need to give 60 days' notice to withdraw
  • Con: The rate is variable, so it can go down
  • Con: You need at least £25,000 to open it

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Estimated returns with Monument Bank's Notice Account

What you could earn with Monument Bank's 60 Day Notice Account.

Estimated interest

£25,000 saved

£898

At 3.59% AER

£50,000 saved

£1,795

At 3.59% AER

£2,000,000 saved

£71,800

At 3.59% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Work out the tax on your interestSee how much of this interest could be taxed.

Our Expert Opinion on Monument Bank 60 Day Notice Account

Jan WatermannCo-Founder, DepositScout

Monument Bank's 60 Day Notice Account pays 3.59%, which sits below the notice account market average and 0.81% behind the category leader at 4.40%, so this is not a rate I would highlight for those purely chasing yield. It does beat inflation by 0.49% against the August 2026 CPI reading of 3.1%, which at least preserves real value. The £25,000 minimum is a meaningful barrier that rules out most savers, and if you can meet it, Shawbrook's 45 Day Notice Account at 3.77% offers a better rate with a shorter notice period.

Compare Notice Accounts

2 alternatives to Monument Bank's 60 Day Notice Account

Same type of account, closest on rate.

Common questions about the 60 Day Notice Account

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