Notice Account

Monument Bank 35 Day Notice Account Review

A notice account from Monument Bank, needing 35 days' notice, with a £25,000 minimum deposit. It ranks 61st of 101 notice accounts we track.

Variable rate · 35 days' notice

3.56%AER

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£25,000

Max balance

£2,000,000

Access

35 Days

Interest paid

Monthly

How It Stacks Up

Ranks 61st of 101

Notice accounts we track

Just above average
This account 3.56%
UK CPI (Aug 2026)
3.10%
Pays 0.46% more
Average notice account
3.53%
About the same
Best notice account
4.40%
Pays 0.84% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

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A Good Fit For

  • Pro: Savers who want a monthly income

Worth Weighing Up

  • Con: You need to give 35 days' notice to withdraw
  • Con: The rate is variable, so it can go down
  • Con: You need at least £25,000 to open it

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Estimated returns with Monument Bank's Notice Account

What you could earn with Monument Bank's 35 Day Notice Account.

Estimated interest

£25,000 saved

£890

At 3.56% AER

£50,000 saved

£1,780

At 3.56% AER

£2,000,000 saved

£71,200

At 3.56% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Work out the tax on your interestSee how much of this interest could be taxed.

Our Expert Opinion on Monument Bank 35 Day Notice Account

Jan WatermannCo-Founder, DepositScout

Monument Bank's 35 Day Notice Account pays 3.56%, which sits below the notice account market average and 0.84% behind the category leader at 4.40%, so this is not a rate I would highlight for savers who shop around. The £25,000 minimum balance also rules it out for most people, and the 35-day notice period means you cannot access your money quickly in an emergency. On the positive side, the rate does beat August 2026 CPI of 3.1% by 0.46%, so at least your savings keep pace with inflation. If you want a similar notice period, Shawbrook's 45 Day Notice Account pays 3.77%.

Compare Notice Accounts

2 alternatives to Monument Bank's 35 Day Notice Account

Same type of account, closest on rate.

Common questions about the 35 Day Notice Account

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