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Moneyfarm The Moneyfarm ISA Review (Sep 2026)

Stocks & Shares ISA from Moneyfarm

Protection

FSCS

Up to £85,000

Min investment

£1,500

Max investment

£20,000

Access

Instant

Transfers in

Accepted

Capital at Risk - Stocks & Shares ISAs are investment products, not savings accounts. The value of your investment can go down as well as up and you may get back less than you invest.
  • Those wanting easy access
  • Savers happy with a £20,000 cap
  • Savers who can deposit at least £1,500

Additional Info

Moneyfarm offers both fully managed portfolios based on your risk appetite and a DIY investing option where you select your own funds. Managed portfolios suit hands-off investors; DIY suits those who want to pick their own investments at a lower cost. Minimum £1,500 to open.

Available Investments

Managed Portfolios & DIY Investing

Please verify all details with the provider – for more info read our Disclaimer

Penny's Take

Moneyfarm suits investors who'd rather hand over the decisions than make them — the managed portfolio option builds and rebalances a diversified portfolio based on your risk appetite, with access to a human wealth manager at higher portfolio values. The all-in cost of around 0.91% for the managed service is noticeably more than a DIY tracker strategy, but you're paying for someone else to handle it. If you want to go DIY instead, Moneyfarm has that option too, though for pure DIY investing the other platforms on this list tend to offer more depth.

Our Expert Opinion on Moneyfarm The Moneyfarm ISA

This is a stocks and shares ISA rather than a savings account, so there is no fixed rate to quote - your return depends entirely on how your chosen portfolio performs. Moneyfarm offers two routes: a managed portfolio service costing up to around 0.91% a year in total estimated charges at the £20,000 level, or a DIY option where you pay £3.95 per trade plus a custody fee capped at £45 a year. The £1,500 minimum balance is worth noting if you are just starting out, and the account suits people who want investment exposure inside an ISA wrapper rather than a straightforward cash return.

D

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