Fixed RateCompare 2 Year Fixed Rate Bonds

Marsden Building Society 2 Year Fixed Rate Bond Review

A two-year fixed rate bond from Marsden Building Society, with a £5,000 minimum deposit. It ranks 32nd of 73 two-year fixed rate bonds we track.

Fixed rate · 2 years

4.70%AER

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£5,000

Max balance

£250,000

Access

At maturity only

Interest paid

Monthly/Annually

How It Stacks Up

Ranks 32nd of 73

2-year fixed bonds we track

Just above average
This account 4.70%
UK CPI (Aug 2026)
3.10%
Pays 1.60% more
Average 2-year fixed
4.63%
Pays 0.07% more
Best 2-year fixed
5.20%
Pays 0.50% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

Compare fixed bonds

How Interest Is Paid

You choose how often interest is paid: annually or monthly.

Paid annually

4.58%AER

Paid monthly

4.57%AER

A Good Fit For

  • Pro: Savers who want a monthly income

Worth Weighing Up

  • Con: Your money is locked in for 2 years
  • Con: You need at least £5,000 to open it

Good to Know

Matures 31 August 2028. Opened and operated in branch.

Please verify all details with the provider – see our Disclaimer

See all Marsden Building Society accounts

Estimated returns with Marsden Building Society's Fixed Rate

What you could earn with Marsden Building Society's 2 Year Fixed Rate Bond.

Estimated interest

£5,000 saved

£481

At 4.7% AER

£10,000 saved

£962

At 4.7% AER

£50,000 saved

£4,810

At 4.7% AER

£250,000 saved

£24,052

At 4.7% AER

Estimated over the 24-month term, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Work out the tax on your interestSee how much of this interest could be taxed.

Our Expert Opinion on Marsden Building Society 2 Year Fixed Rate Bond

Jonny PeaseCo-Founder, DepositScout

Marsden Building Society's 2 Year Fixed Rate Bond pays 4.70% AER, which does beat inflation by 1.60% against a CPI of 3.1%, but it sits below the market average for fixed-rate bonds and 0.67% behind the current market leader at 5.37%. The minimum deposit is £5,000 and the money is completely locked away for two years with no access until maturity, so this only suits savers who are certain they won't need the funds. If you want a two-year fix specifically, OakNorth Bank and Shawbrook both offer 4.85% and are worth a look first.

Compare Fixed Rate Bonds

2 alternatives to Marsden Building Society's 2 Year Fixed Rate Bond

Same type of account, closest on rate.

Common questions about the 2 Year Fixed Rate Bond

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