Easy Access

Kent Reliance Monthly Income Saver Review

A competitive easy access account from Kent Reliance, with a £10,000 minimum deposit. It ranks 50th of 159 easy access accounts we track.

Variable rate

3.75%AER

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£10,000

Max balance

£1,000,000

Access

Instant

Interest paid

Monthly

Rate Tiers

£1–£9,999

0.10%AER

£10,000+

3.75%AER

How It Stacks Up

Ranks 50th of 159

Easy access accounts we track

Above average
This account 3.75%
UK CPI (Aug 2026)
3.10%
Pays 0.65% more
Average easy access
2.86%
Pays 0.89% more
Best easy access
5.00%
Pays 1.25% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

A better-paying alternative

Tembo bank logo

Tembo

HomeSaver

4.55%

AER

  • Pays 0.80% more than this Kent Reliance account
  • Instant access, open with £10
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A Good Fit For

  • Pro: Savers who want instant access
  • Pro: Savers who want a monthly income

Worth Weighing Up

  • Con: The rate is variable, so it can go down
  • Con: You need at least £10,000 to open it

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Estimated returns with Kent Reliance's Easy Access

What you could earn with Kent Reliance's Monthly Income Saver.

Estimated interest

£10,000 saved

£10.00

At 0.1% AER

£50,000 saved

£50.00

At 0.1% AER

£1,000,000 saved

£1,000

At 0.1% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Work out the tax on your interestSee how much of this interest could be taxed.

Our Expert Opinion on Kent Reliance Monthly Income Saver

Jonny PeaseCo-Founder, DepositScout

Kent Reliance's Monthly Income Saver pays 3.75% AER, which sits below the easy access market average and 1.25% behind the category leader at 5.00%, so this is not a rate to choose on competitiveness alone. The appeal is the monthly interest paid directly to a nominated account, which suits retirees or anyone who wants a regular income stream from their savings. You do need at least £10,000 to earn that headline rate, as balances below that earn just 0.10% AER. At 3.75% you are 0.65% ahead of CPI inflation (3.1% in Aug 2026), so your money is at least growing in real terms.

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2 alternatives to Kent Reliance's Monthly Income Saver

Same type of account, closest on rate.

Common questions about the Monthly Income Saver

D

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Example Easy Access Saver Rate Down
4.20% AER
4.75%
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