Protection
FSCS£120,000
Min balance
£1,000
Max balance
£1,000,000
Access
At maturity only
Interest paid
Annually
Transfers in
Accepted
How It Stacks Up
Ranks 2nd of 58
1-year cash ISAs we track
This account 4.95%
- UK CPI (Aug 2026)
- 3.10%
- Pays 1.85% more
- Average 1-year cash ISA
- 4.43%
- Pays 0.52% more
- Best 1-year cash ISA
- 4.97%
- About the same
Inflation: ONS. Averages and best rates: accounts on DepositScout.
A Good Fit For
- Pro: New and existing savers
Worth Weighing Up
- Con: Your money is locked in for 1 year
- Con: You need at least £1,000 to open it
- Con: Not flexible: money you withdraw can't be replaced without using more allowance
Good to Know
Once the account is open, you’ll have seven calendar days to fund it with at least £1,000. You can fund it from your linked account or, if you have one, your Online Flexi Saver or you can transfer funds from an Investec Save Instant Access Cash ISA. Multiple deposits are allowed during this window, up to your £20,000 annual ISA allowance.
Please verify all details with the provider – see our Disclaimer
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