Investec 3-Year Fixed Rate Saver Review5.00% AER (Sep 2026)

Fixed Rate from Investec

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Protection

FSCS

Up to £120,000

Min balance

£5,000

Max balance

£250,000

Access

No access until maturity

Interest paid

Annually

Who Is This For

Learn more about Investec

New and existing savers
Savers happy with a £250,000 cap
Savers who can deposit at least £5,000
Savers who can lock money away for 3 Years

Additional Info

This fixed term savings account is opened and managed online. How you apply depends on whether or not you already have an Investec 90-Day Notice Saver, Fixed Rate Saver or Online Flexi Saver.

Please verify all details with the provider – for more info read our Disclaimer

Calculate your tax liability for this accountSee what you might pay on the interest from Investec's 3-Year Fixed Rate Saver.

Estimated returns with Investec's Fixed Rate

Want to know how much interest you will receive with Investec's 3-Year Fixed Rate Saver?

Estimated interest

£5,000 saved

£788

At 5% AER

£10,000 saved

£1,576

At 5% AER

£50,000 saved

£7,881

At 5% AER

£250,000 saved

£39,406

At 5% AER

Estimated over the 36-month term, assuming the rate stays the same and interest stays in the account. Amounts outside this account's minimum or maximum balance are left out.

Our Expert Opinion on Investec 3-Year Fixed Rate Saver

Investec's 3-Year Fixed Rate Saver pays 5.00% and suits someone with a lump sum of between £5,000 and £250,000 who is confident they will not need that money for three years. Interest is paid annually into a linked account rather than compounding inside the bond, which is worth factoring in if you were hoping to roll everything up. The absolute catch is the no-access rule: your capital is locked until maturity, so this is only right for money you genuinely will not need to touch. If you want a marginally higher rate for the same term, Close Brothers Savings is showing 5.05% on their 3 Year Fixed Rate Bond.
Jan Watermann (Co-Founder)DepositScout