Annual fee
£0
Spending abroad
Free
No foreign transaction fees
Lounge access
Not included
No non-sterling transaction fee on purchases.
Requires an active eligible HSBC UK current account and the HSBC Mobile Banking app.
Hold up to 18 currencies.
The HSBC Global Money Debit Card is aimed squarely at people who travel regularly or send money abroad, and its headline strength is the exchange rate: on Visa it sits at practically nothing off the real exchange rate, which is the best rate we have measured. It is free to hold and carries no HSBC fees on spending or ATM withdrawals overseas, and you can hold up to 18 currencies within the account. The genuine catch is that you need an existing eligible HSBC UK current account and the mobile app to get it, so it is not a standalone option.
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