Hinckley & Rugby Building Society Fixed Rate Cash ISA Review4.76% AER (Sep 2026)

Cash ISA from Hinckley & Rugby Building Society

Already got this account?Leave a review to help other savers

Protection

FSCS

Up to £120,000

Min balance

£500

Max balance

£20,000

Access

Until 31.12.2028

Interest paid

Annually

Transfers in

Accepted

Who Is This For

Learn more about Hinckley & Rugby Building Society

New and existing savers
Savers happy with a £20,000 cap

Additional Info

At the end of the fixed rate term, your account will automatically become an Easy Access Cash ISA or the nearest equivalent available at that time.

Please verify all details with the provider – for more info read our Disclaimer

Estimated returns with Hinckley & Rugby Building Society's Cash ISA

Want to know how much interest you will receive with Hinckley & Rugby Building Society's Fixed Rate Cash ISA?

Estimated interest

£1,000 saved

£47.60

At 4.76% AER

£5,000 saved

£238

At 4.76% AER

£10,000 saved

£476

At 4.76% AER

£20,000 saved

£952

At 4.76% AER

Estimated over one year, assuming the rate stays the same and interest stays in the account. Amounts outside this account's minimum or maximum balance are left out.

Our Expert Opinion on Hinckley & Rugby Building Society Fixed Rate Cash ISA

This account suits ISA savers who want a fixed 4.76% rate and are comfortable locking money away until 31 December 2028, which is a meaningful commitment of a few years rather than the typical one-year fix. It accepts ISA transfers in, which is useful if you want to consolidate existing ISA money, and there is no new-customer restriction. The main catch is the £20,000 maximum balance, so you cannot keep adding to it beyond that cap, and your money is tied up until the end of 2028. If you prefer a shorter commitment, OakNorth Bank has a 12-month fix at 4.77% worth considering.
Jonny Pease (Co-Founder)DepositScout