What interest rate does the Hinckley & Rugby Building Society Easy Access pay?

The Hinckley & Rugby Building Society Easy Access pays 1.51% AER variable.

How much interest could I earn?

Saving £10,000 for 1 year would earn about £151 at 1.51% AER. This assumes the rate stays the same and interest stays in the account.

How much can I pay in?

You can deposit at least £1 and up to £500,000.

Who can open this account?

You can open it online, in branch, by post, in the app or by phone.

Is my money protected?

Yes. Eligible deposits are protected by the Financial Services Compensation Scheme (FSCS) up to £120,000 per person, per banking licence.

How does it compare with other easy access accounts?

At 1.51% AER it ranks 157th of 194 easy access accounts we track. The best pays 5.50% and the average is 2.86%.

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Easy Access

Hinckley & Rugby Building Society Easy Access Review

An easy access account from Hinckley & Rugby Building Society. It ranks 157th of 194 easy access accounts we track.

Rate checked Oct 2026Got this account? Leave a review

Variable rate

1.51%AER

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£1

Max balance

£500,000

Access

Instant

Interest paid

Annually

How It Stacks Up

Ranks 157th of 194

Easy access accounts we track

Well below average

This account 1.51%

UK CPI (Aug 2026): 3.10%; Pays 1.59% less
Average easy access: 2.86%; Pays 1.35% less
Best easy access: 5.50%; Pays 3.99% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

A better-paying alternative

Tembo

HomeSaver

4.55%

AER

Pays 3.04% more than this Hinckley & Rugby Building Society account
Instant access, open with £10

Compare Easy Access Accounts

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Pros and cons

Pro: Savers who want instant access
Con: The rate is variable, so it can go down

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Estimated returns with Hinckley & Rugby Building Society's Easy Access

What you could earn with Hinckley & Rugby Building Society's Easy Access.

Estimated interest

£1,000 saved

£15.10

At 1.51% AER

£5,000 saved

£75.50

At 1.51% AER

£10,000 saved

£151

At 1.51% AER

£500,000 saved

£7,550

At 1.51% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Work out the tax on your interestSee how much of this interest could be taxed.

2 alternatives to Hinckley & Rugby Building Society's Easy Access3 alternatives to Hinckley & Rugby Building Society's Easy Access

Same type of account, closest on rate.

Common questions about the Easy Access

DepositScout Alerts

Example alert

Easy Access rate just dropped

A top provider just cut their rate. Here's what you need to know about the latest market shift.

Example Easy Access Saver Rate Down

4.20% AER

4.75%

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Hinckley & Rugby Building Society Easy Access Review

How It Stacks Up

Pros and cons

Estimated returns with Hinckley & Rugby Building Society's Easy Access

2 alternatives to Hinckley & Rugby Building Society's Easy Access3 alternatives to Hinckley & Rugby Building Society's Easy Access

Common questions about the Easy Access

What interest rate does the Hinckley & Rugby Building Society Easy Access pay?

How much interest could I earn?

How much can I pay in?

Can I withdraw my money?

When is interest paid?

Who can open this account?

Is my money protected?

How does it compare with other easy access accounts?

Easy Access rate just dropped

Be the first to know when this Hinckley & Rugby Building Society rate drops.