What interest rate does the Hinckley & Rugby Building Society 90 Day Notice pay?

The Hinckley & Rugby Building Society 90 Day Notice pays 2.91% AER variable.

How much interest could I earn?

Saving £10,000 for 1 year would earn about £291 at 2.91% AER. This assumes the rate stays the same and interest stays in the account.

How much can I pay in?

You can deposit at least £1,000 and up to £500,000.

Can I withdraw my money?

Yes, but you need to give 90 days' notice before the money is paid out.

When is interest paid?

You can choose to have interest paid monthly or annually.

Who can open this account?

You can open it in branch or by post.

Is my money protected?

Yes. Eligible deposits are protected by the Financial Services Compensation Scheme (FSCS) up to £120,000 per person, per banking licence.

How does it compare with other notice accounts?

At 2.91% AER it ranks 82nd of 101 notice accounts we track. The best pays 4.40% and the average is 3.53%.

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Notice Account

Hinckley & Rugby Building Society 90 Day Notice Review

A notice account from Hinckley & Rugby Building Society, needing 90 days' notice, with a £1,000 minimum deposit. It ranks 82nd of 101 notice accounts we track.

Rate checked Oct 2026Got this account? Leave a review

Variable rate · 90 days' notice

2.91%AER

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£1,000

Max balance

£500,000

Access

90 Days

Interest paid

Monthly/Annually

Rate Tiers

Annual (£1,000+)

2.91%AER

Gross 2.91%, AER 2.91%

Monthly (£1,000+)

2.91%AER

Gross 2.87%, AER 2.91%

How It Stacks Up

Ranks 82nd of 101

Notice accounts we track

Well below average

This account 2.91%

UK CPI (Aug 2026): 3.10%; Pays 0.19% less
Average notice account: 3.53%; Pays 0.62% less
Best notice account: 4.40%; Pays 1.49% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

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A Good Fit For

Pro: Savers who want a monthly income

Worth Weighing Up

Con: You need to give 90 days' notice to withdraw
Con: The rate is variable, so it can go down
Con: You need at least £1,000 to open it

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Estimated returns with Hinckley & Rugby Building Society's Notice Account

What you could earn with Hinckley & Rugby Building Society's 90 Day Notice.

Estimated interest

£1,000 saved

£29.10

At 2.91% AER

£5,000 saved

£145

At 2.91% AER

£10,000 saved

£291

At 2.91% AER

£500,000 saved

£14,550

At 2.91% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Work out the tax on your interestSee how much of this interest could be taxed.

Our Expert Opinion on Hinckley & Rugby Building Society 90 Day Notice

Jonny PeaseCo-Founder, DepositScout

Hinckley & Rugby's 90 Day Notice pays 2.91%, which sits below the notice account market average and 1.49% behind the category leader at 4.40%. At current CPI of 3.1%, the rate is also 0.19% below inflation, so your money loses purchasing power in real terms. You need at least £1,000 to open it, and the 90-day notice period is a genuine constraint if you need funds quickly. For a shorter wait and a better rate, Moneybox's 32 Day Notice Account pays 3.56%.

Compare Notice Accounts