What interest rate does the Hinckley & Rugby Building Society 120 Day Notice pay?

The Hinckley & Rugby Building Society 120 Day Notice pays 3.55% AER variable.

How much interest could I earn?

Saving £10,000 for 1 year would earn about £355 at 3.55% AER. This assumes the rate stays the same and interest stays in the account.

How much can I pay in?

You can deposit at least £1,000 and up to £500,000.

Can I withdraw my money?

Yes, but you need to give 120 days' notice before the money is paid out.

When is interest paid?

You can choose to have interest paid monthly or annually.

Who can open this account?

New and existing Hinckley & Rugby Building Society customers can open it. You can open it in branch or by post.

Is my money protected?

Yes. Eligible deposits are protected by the Financial Services Compensation Scheme (FSCS) up to £120,000 per person, per banking licence.

How does it compare with other notice accounts?

At 3.55% AER it ranks 63rd of 101 notice accounts we track. The best pays 4.40% and the average is 3.53%.

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Notice Account

Hinckley & Rugby Building Society 120 Day Notice Review

A notice account from Hinckley & Rugby Building Society, needing 120 days' notice, with a £1,000 minimum deposit. It ranks 63rd of 101 notice accounts we track.

Rate checked Oct 2026Got this account? Leave a review

Variable rate · 120 days' notice

3.55%AER

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£1,000

Max balance

£500,000

Access

120 Days

Interest paid

Monthly/Annually

Rate Tiers

Annual (£1,000+)

3.55%AER

Gross 3.55% / AER 3.55%

Monthly (£1,000+)

3.55%AER

Gross 3.49% / AER 3.55%

How It Stacks Up

Ranks 63rd of 101

Notice accounts we track

Just above average

This account 3.55%

UK CPI (Aug 2026): 3.10%; Pays 0.45% more
Average notice account: 3.53%; About the same
Best notice account: 4.40%; Pays 0.85% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

Compare notice accounts

A Good Fit For

Pro: New and existing savers
Pro: Savers who want a monthly income

Worth Weighing Up

Con: You need to give 120 days' notice to withdraw
Con: The rate is variable, so it can go down
Con: You need at least £1,000 to open it

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Estimated returns with Hinckley & Rugby Building Society's Notice Account

What you could earn with Hinckley & Rugby Building Society's 120 Day Notice.

Estimated interest

£1,000 saved

£35.50

At 3.55% AER

£5,000 saved

£178

At 3.55% AER

£10,000 saved

£355

At 3.55% AER

£500,000 saved

£17,750

At 3.55% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Work out the tax on your interestSee how much of this interest could be taxed.

2 alternatives to Hinckley & Rugby Building Society's 120 Day Notice3 alternatives to Hinckley & Rugby Building Society's 120 Day Notice

Same type of account, closest on rate.

Common questions about the 120 Day Notice

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