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Hargreaves Lansdown HL Stocks & Shares ISA Review (Sep 2026)

Stocks & Shares ISA from Hargreaves Lansdown

Protection

FSCS

Up to £85,000

Min investment

£100

Max investment

£20,000

Access

Instant

Transfers in

Accepted

Capital at Risk - Stocks & Shares ISAs are investment products, not savings accounts. The value of your investment can go down as well as up and you may get back less than you invest.
  • Those wanting easy access
  • Savers happy with a £20,000 cap

Additional Info

The UK's largest investment platform with around 4,000 funds, shares, and ETFs. Higher fees than some competitors but widely regarded as best-in-class for research tools and customer service. Better value for larger portfolios where percentage fee caps apply.

Available Investments

4000+ Stocks & ETFs

Please verify all details with the provider – for more info read our Disclaimer

Penny's Take

The UK's largest investment platform, and still regarded as one of the best for research quality, customer service, and the breadth of what you can hold. Fees are higher than most competitors here — 0.35% annually on funds — but the cap kicks in at £12.50 per month for shares, which limits the damage for larger portfolios. If price is the priority, there are cheaper options on this list; if you want a platform that's well established and genuinely full-featured, HL earns its reputation.

Our Expert Opinion on Hargreaves Lansdown HL Stocks & Shares ISA

This is an investment ISA rather than a savings account, so there is no guaranteed rate to speak of - your returns depend entirely on what you choose to hold inside the wrapper. The platform fee of 0.35% per year is reasonable for funds, though the share-dealing charge of £6.95 per trade can eat into smaller portfolios if you trade actively. It suits someone who wants a wide choice of over 4,000 stocks and ETFs under one ISA roof, with a minimum starting balance of £100. If you invest regularly by direct debit, the good news is that monthly investing in both funds and shares is free.

Compare Stocks & Shares ISAs
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