Cash ISA

Hampshire Trust Bank 2 Year Online ISA Fixed Saver Review

A competitive two-year cash ISA from Hampshire Trust Bank. It ranks 13th of 44 two-year cash ISAs we track.

Fixed rate · 2 years

4.77%AER

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£1

Max balance

£250,000

Access

At maturity only

Interest paid

Annually

Transfers in

Accepted

How It Stacks Up

Ranks 13th of 44

2-year cash ISAs we track

Above average
This account 4.77%
UK CPI (Aug 2026)
3.10%
Pays 1.67% more
Average 2-year cash ISA
4.50%
Pays 0.27% more
Best 2-year cash ISA
5.05%
Pays 0.28% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

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Pros and cons

  • Pro: New and existing savers
  • Con: Your money is locked in for 2 years

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Estimated returns with Hampshire Trust Bank's Cash ISA

What you could earn with Hampshire Trust Bank's 2 Year Online ISA Fixed Saver.

Estimated interest

£1,000 saved

£97.68

At 4.77% AER

£5,000 saved

£488

At 4.77% AER

£10,000 saved

£977

At 4.77% AER

£250,000 saved

£24,419

At 4.77% AER

Estimated over the 24-month term, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Our Expert Opinion on Hampshire Trust Bank 2 Year Online ISA Fixed Saver

Jan WatermannCo-Founder, DepositScout

Hampshire Trust Bank's 2 Year Online ISA Fixed Saver pays 4.77%, which sits above the cash ISA market average but 0.35% behind the category leader at 5.12%. The rate does beat CPI inflation of 3.1% by 1.67 percentage points, so your money grows in real terms. The genuine catch is that access is locked until maturity, so this suits savers who are confident they won't need the funds for two years. Transfers in are accepted, with a minimum of just £1 and a maximum of £250,000.

Compare Cash ISAs

2 alternatives to Hampshire Trust Bank's 2 Year Online ISA Fixed Saver

Same type of account, closest on rate.

Common questions about the 2 Year Online ISA Fixed Saver

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