Cash ISA

Hampshire Trust Bank 1 Year Online ISA Fixed Saver Review

A competitive one-year cash ISA from Hampshire Trust Bank. It ranks 15th of 47 one-year cash ISAs we track.

Fixed rate · 1 year

4.68%AER

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£1

Max balance

£250,000

Access

At maturity only

Interest paid

Annually

Transfers in

Accepted

How It Stacks Up

Ranks 15th of 47

1-year cash ISAs we track

Above average
This account 4.68%
UK CPI (Aug 2026)
3.10%
Pays 1.58% more
Average 1-year cash ISA
4.37%
Pays 0.31% more
Best 1-year cash ISA
4.92%
Pays 0.24% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

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Pros and cons

  • Pro: New and existing savers
  • Con: Your money is locked in for 1 year

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Estimated returns with Hampshire Trust Bank's Cash ISA

What you could earn with Hampshire Trust Bank's 1 Year Online ISA Fixed Saver.

Estimated interest

£1,000 saved

£46.80

At 4.68% AER

£5,000 saved

£234

At 4.68% AER

£10,000 saved

£468

At 4.68% AER

£250,000 saved

£11,700

At 4.68% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Our Expert Opinion on Hampshire Trust Bank 1 Year Online ISA Fixed Saver

Jonny PeaseCo-Founder, DepositScout

Hampshire Trust Bank's 1 Year Online ISA Fixed Saver pays 4.68%, which sits near the market average for Cash ISAs and 0.44% behind the category leader at 5.12%. The rate does beat August 2026 CPI of 3.1% by 1.58%, so your money grows in real terms. The genuine catch is no access until maturity, so only commit money you can lock away for a year. If you want a slightly better fixed ISA rate, Tandem Bank's 1 Year Fixed Rate Cash ISA offers 4.76%.

Compare Cash ISAs

2 alternatives to Hampshire Trust Bank's 1 Year Online ISA Fixed Saver

Same type of account, closest on rate.

Common questions about the 1 Year Online ISA Fixed Saver

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