eToro DIY Stocks & Shares ISA Review (Sep 2026)

Protection

FSCS

Up to £85,000

Min investment

£500

Max investment

£20,000

Access

Instant

Transfers in

Accepted

Capital at Risk - Stocks & Shares ISAs are investment products, not savings accounts. The value of your investment can go down as well as up and you may get back less than you invest.

Bonus Terms

Up to £10,000 cashback when depositing at least £500 or transferring at least £15,000. Terms apply.

Who Is This For

Learn more about eToro

Those wanting easy access
Savers happy with a £20,000 cap

Additional Info

eToro is primarily a social trading platform with copy trading features - you can replicate other investors' portfolios automatically. The S&S ISA offers commission-free stock trading but the currency conversion fee is worth factoring in if you plan to invest in US stocks. Minimum £500 to open.

Available Investments

1000+ Stocks & ETFs

Please verify all details with the provider – for more info read our Disclaimer

Penny's Take

eToro's standout feature is copy trading — you can replicate other investors' portfolios automatically, which sets it apart from every other platform on this list. Commission-free on stocks and ETFs, and the currency conversion fee is avoidable if you use eToro's GBP local currency account rather than a USD-denominated one. The £500 minimum is the highest of the no-cost ISA options, so it's less suited to those just starting out with smaller amounts.

Our Expert Opinion on eToro DIY Stocks & Shares ISA

This account suits hands-on investors who want to hold stocks and ETFs inside an ISA wrapper without paying a platform fee or trading commission, and the cashback offer of up to £10,000 for deposits of at least £500 or transfers of at least £15,000 is worth reading the small print on. The catch I would flag is the currency conversion fee that kicks in whenever you trade assets priced in a foreign currency, though eToro says you can sidestep this by using their GBP local currency account. The maximum balance of £20,000 also means you cannot carry forward unused ISA allowance from previous years into this account beyond the current year's limit.