Children's Savings

Earl Shilton Building Society Young Saver Review

A competitive children's savings account from Earl Shilton Building Society. It ranks 19th of 73 children's savings accounts we track.

Variable rate

3.60%AER

Account type
Easy access
Maximum age
17
Rate checked Oct 2026Got this account? Leave a review

Min balance

£10

Max balance

£10,000

Access

Instant

Interest paid

Yearly

How It Stacks Up

Ranks 19th of 73

Children's savings accounts we track

Above average
This account 3.60%
UK CPI (Aug 2026)
3.10%
Pays 0.50% more
Average children's savings
2.92%
Pays 0.68% more
Best children's savings
5.50%
Pays 1.90% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

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Pros and cons

  • Pro: Savers who want instant access
  • Con: The rate is variable, so it can go down

Good to Know

£10 to £10,000. Interest added to the account yearly. Open to children up to 17.

Please verify all details with the provider – see our Disclaimer

See all Earl Shilton Building Society accounts

Estimated returns with Earl Shilton Building Society's Children's Savings

What you could earn with Earl Shilton Building Society's Young Saver.

Estimated interest

£1,000 saved

£36.00

At 3.6% AER

£5,000 saved

£180

At 3.6% AER

£10,000 saved

£360

At 3.6% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Work out the tax on your interestSee how much of this interest could be taxed.

Our Expert Opinion on Earl Shilton Building Society Young Saver

Jonny PeaseCo-Founder, DepositScout

Earl Shilton's Young Saver pays 3.60% on balances from £10 up to £10,000, which at least clears inflation by 0.50% against the current CPI of 3.1%. Because market data is not supplied I cannot say how this sits against the broader children's savings market, but I can see that Skipton Building Society's Children's Saver and Danske Bank's Junior Savings both pay 3.65%, so it is worth checking those before committing. The account has instant access and interest is paid yearly, which suits parents who want flexibility without locking money away.

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2 alternatives to Earl Shilton Building Society's Young Saver

Same type of account, closest on rate.

Common questions about the Young Saver

D

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Nationwide FlexSaver Rate Down
4.20% AER
4.75%
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