Limited Access

Earl Shilton Building Society Progress Review

One of the best-paying limited access accounts, from Earl Shilton Building Society. It ranks 3rd of 5 limited access accounts we track.

Variable rate

3.10%AER

Then 0.75% standard rate

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£100

Max balance

£180,000

Access

Max 6 withdrawals/year

Interest paid

Annually

The Rate You'll Get

Introductory rate

Boosted
3.10%AER

Includes a 2.35% boost

Standard rate

0.75%AER

How It Stacks Up

Ranks 3rd of 5

Limited access accounts we track

Among the best
This account 3.10%
UK CPI (Aug 2026)
3.10%
About the same
Average limited access
2.88%
Pays 0.22% more
Best limited access
3.75%
Pays 0.65% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

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Worth Weighing Up

  • Con: Part of the rate is a bonus; the standard rate is 0.75%
  • Con: The rate is variable, so it can go down

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Estimated returns with Earl Shilton Building Society's Limited Access

What you could earn with Earl Shilton Building Society's Progress.

Estimated interest

£1,000 saved

£31.00

At 3.1% AER

£5,000 saved

£155

At 3.1% AER

£10,000 saved

£310

At 3.1% AER

£180,000 saved

£5,580

At 3.1% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Work out the tax on your interestSee how much of this interest could be taxed.

Our Expert Opinion on Earl Shilton Building Society Progress

Jan WatermannCo-Founder, DepositScout

The Progress account from Earl Shilton Building Society pays 3.10%, which exactly matches the August 2026 CPI rate of 3.1%, so your money is treading water in real terms rather than growing. The headline rate is made up of a 2.35% boost on top of a 0.75% base rate, and since there is no stated duration for that boost, I would clarify with the society how long it lasts before committing, because a drop to 0.75% would be a significant hit. You are limited to six withdrawals per year, which suits savers who want occasional access but not a true easy-access account.

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Common questions about the Progress

D

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