Easy Access

Earl Shilton Building Society Instant Access Savings Account Review

An easy access account from Earl Shilton Building Society. It ranks 178th of 194 easy access accounts we track.

Variable rate

1.00%AER

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£10

Max balance

£180,000

Access

Instant

Interest paid

Annually

How It Stacks Up

Ranks 178th of 194

Easy access accounts we track

Well below average
This account 1.00%
UK CPI (Aug 2026)
3.10%
Pays 2.10% less
Average easy access
2.86%
Pays 1.86% less
Best easy access
5.50%
Pays 4.50% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

A better-paying alternative

Tembo bank logo

Tembo

HomeSaver

4.55%

AER

  • Pays 3.55% more than this Earl Shilton Building Society account
  • Instant access, open with £10
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Pros and cons

  • Pro: Savers who want instant access
  • Con: The rate is variable, so it can go down

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Estimated returns with Earl Shilton Building Society's Easy Access

What you could earn with Earl Shilton Building Society's Instant Access Savings Account.

Estimated interest

£1,000 saved

£10.00

At 1% AER

£5,000 saved

£50.00

At 1% AER

£10,000 saved

£100

At 1% AER

£180,000 saved

£1,800

At 1% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Work out the tax on your interestSee how much of this interest could be taxed.

Our Expert Opinion on Earl Shilton Building Society Instant Access Savings Account

Jan WatermannCo-Founder, DepositScout

Earl Shilton Building Society's Instant Access Savings Account pays just 1%, which is 4.00% below the easy access market leader at 5.00% and 2.10% below CPI inflation of 3.1%, meaning your money is losing real value from day one. The account sits below the market average, so this is hard to recommend for anyone focused on returns. You can open with as little as £10 and hold up to £180,000, which suits smaller savers who want a local building society relationship, but even then I would look at Monzo's Instant Access Savings at 2.75% before settling here.

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2 alternatives to Earl Shilton Building Society's Instant Access Savings Account

Same type of account, closest on rate.

Common questions about the Instant Access Savings Account

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Example Easy Access Saver Rate Down
4.20% AER
4.75%
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