Limited Access

Dudley Building Society 2 Access Bonus Saver Review

One of the best-paying limited access accounts, from Dudley Building Society, with a £1,000 minimum deposit. It ranks 4th of 18 limited access accounts we track.

Headline rate

3.75%AER

Then 3.10% standard rate

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£1,000

Max balance

£500,000

Access

2 withdrawals/year

Interest paid

Anniversary

The Rate You'll Get

Up to 2 withdrawals (with bonus)

3.75%AER

More than 2 withdrawals

3.10%AER

How It Stacks Up

Ranks 4th of 18

Limited access accounts we track

Among the best
This account 3.75%
UK CPI (Aug 2026)
3.10%
Pays 0.65% more
Average limited access
3.12%
Pays 0.63% more
Best limited access
4.25%
Pays 0.50% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

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A Good Fit For

  • Pro: New and existing savers

Worth Weighing Up

  • Con: Part of the rate is a bonus; the standard rate is 3.10%
  • Con: You need at least £1,000 to open it

Good to Know

Additional investments are permitted. If the account is closed before the anniversary date – no bonus will be paid.

Please verify all details with the provider – see our Disclaimer

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Estimated returns with Dudley Building Society's Limited Access

What you could earn with Dudley Building Society's 2 Access Bonus Saver.

Estimated interest

£1,000 saved

£37.50

At 3.75% AER

£5,000 saved

£188

At 3.75% AER

£10,000 saved

£375

At 3.75% AER

£500,000 saved

£18,750

At 3.75% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Work out the tax on your interestSee how much of this interest could be taxed.

Our Expert Opinion on Dudley Building Society 2 Access Bonus Saver

Jonny PeaseCo-Founder, DepositScout

This account suits savers who can leave their money largely untouched, as the 3.75% rate depends on making no more than two withdrawals per year. Exceed that limit and the rate drops to the 3.10% base, wiping out the 0.65% bonus entirely. On the positive side, 3.75% does beat current CPI inflation of 3.1% by 0.65%, so your money is at least growing in real terms. You need at least £1,000 to open it, and the account is open to existing customers as well as new ones.

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Common questions about the 2 Access Bonus Saver

D

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2 minutes ago

Easy Access rate just dropped

A top provider just cut their rate. Here's what you need to know about the latest market shift.

Nationwide FlexSaver Rate Down
4.20% AER
4.75%
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