Limited Access

Dudley Building Society 1 Access Bonus Saver Review

A top-paying limited access account from Dudley Building Society, with a £1,000 minimum deposit. None of the other 17 limited access accounts we track pays more.

Headline rate

4.25%AER

Then 3.35% standard rate

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£1,000

Max balance

£10,000

Access

1 withdrawal/year

Interest paid

Anniversary

The Rate You'll Get

£1,000+

4.25%AER

£1,000+ (excl. bonus)

3.35%AER

How It Stacks Up

Ranks 1st of 18

Limited access accounts we track

Top rate
This account 4.25%
UK CPI (Aug 2026)
3.10%
Pays 1.15% more
Average limited access
3.12%
Pays 1.13% more
Best limited access
4.25%
About the same

Inflation: ONS. Averages and best rates: accounts on DepositScout.

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A Good Fit For

  • Pro: New and existing savers

Worth Weighing Up

  • Con: Part of the rate is a bonus; the standard rate is 3.35%
  • Con: You need at least £1,000 to open it

Good to Know

Additional investments are permitted. If the account is closed before the anniversary date – no bonus will be paid.

Please verify all details with the provider – see our Disclaimer

See all Dudley Building Society accounts

Estimated returns with Dudley Building Society's Limited Access

What you could earn with Dudley Building Society's 1 Access Bonus Saver.

Estimated interest

£1,000 saved

£42.50

At 4.25% AER

£5,000 saved

£212

At 4.25% AER

£10,000 saved

£425

At 4.25% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Work out the tax on your interestSee how much of this interest could be taxed.

Our Expert Opinion on Dudley Building Society 1 Access Bonus Saver

Jonny PeaseCo-Founder, DepositScout

This account suits savers who can keep between £1,000 and £10,000 largely untouched, since you are limited to one withdrawal per year. The headline rate of 4.25% beats August 2026 CPI of 3.1% by 1.15%, which is a decent real return, though that figure includes a 0.90% bonus on top of a base rate of 3.35%, so if the bonus is not renewed your return drops noticeably. Market data is not available here, so I cannot say how it stacks up against competitors, and I would check whether Dudley renews the bonus automatically before committing.

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Common questions about the 1 Access Bonus Saver

D

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Easy Access rate just dropped

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Nationwide FlexSaver Rate Down
4.20% AER
4.75%
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