Protection
FSCS£120,000
Min balance
£1
Max balance
£9,000
Access
Locked until 18
Interest paid
Annually
Transfers in
Accepted
How It Stacks Up
Ranks 7th of 30
Junior ISAs we track
This account 3.75%
- UK CPI (Aug 2026)
- 3.10%
- Pays 0.65% more
- Average Junior ISA
- 3.29%
- Pays 0.46% more
- Best Junior ISA
- 4.15%
- Pays 0.40% less
Inflation: ONS. Averages and best rates: accounts on DepositScout.
Pros and cons
- Pro: New and existing savers
- Con: The money is locked in until the child turns 18
Good to Know
For UK-resident children under 18. Opened in branch by a parent or guardian with parental responsibility, or by the child at 16-17; then managed in branch or by post. Darlington's ISA hub describes it as for existing members or those in the local area. On the last day of the month the child turns 18 the balance moves to the Society's Cash ISA or a similar account.
Please verify all details with the provider – see our Disclaimer
See all Darlington Building Society accounts
