Cash ISA

Darlington Building Society 5 Year Fixed Rate Cash ISA Review

A competitive five-year cash ISA from Darlington Building Society. It ranks 8th of 30 five-year cash ISAs we track.

Fixed rate · 5 years

4.95%AER

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£500

Max balance

£20,000

Access

Until 31.10.2031

Interest paid

Annually

Transfers in

Accepted

How It Stacks Up

Ranks 8th of 30

5-year cash ISAs we track

Above average
This account 4.95%
UK CPI (Aug 2026)
3.10%
Pays 1.85% more
Average 5-year cash ISA
4.69%
Pays 0.26% more
Best 5-year cash ISA
5.25%
Pays 0.30% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

Compare cash ISAs

Pros and cons

  • Pro: New and existing savers
  • Con: Not flexible: money you withdraw can't be replaced without using more allowance

Good to Know

UK residents aged 18+, sole name only; new and existing members. Deposits accepted while on sale and for 30 days after withdrawal from sale. At maturity funds move to the Society Maturity Easy Access Account unless you choose otherwise.

Please verify all details with the provider – see our Disclaimer

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Estimated returns with Darlington Building Society's Cash ISA

What you could earn with Darlington Building Society's 5 Year Fixed Rate Cash ISA.

Estimated interest

£1,000 saved

£273

At 4.95% AER

£5,000 saved

£1,366

At 4.95% AER

£10,000 saved

£2,732

At 4.95% AER

£20,000 saved

£5,465

At 4.95% AER

Estimated over the 60-month term, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

2 alternatives to Darlington Building Society's 5 Year Fixed Rate Cash ISA

Same type of account, closest on rate.

Common questions about the 5 Year Fixed Rate Cash ISA

D

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