What interest rate does the Coventry Building Society Fixed Rate Saver 30.11.2027 pay?

The Coventry Building Society Fixed Rate Saver 30.11.2027 pays 4.00% AER, fixed for 13 months.

How much interest could I earn?

Saving £10,000 for 13 months would earn about £434 at 4.00% AER. This assumes the rate stays the same and interest stays in the account.

How much can I pay in?

You can deposit at least £1 and up to £1,000,000.

Can I withdraw my money?

No. Your money is locked in until the fixed term ends, so only put in what you won't need before then.

Who can open this account?

New and existing Coventry Building Society customers can open it. You can open it online, in the app or by phone.

Is my money protected?

Yes. Eligible deposits are protected by the Financial Services Compensation Scheme (FSCS) up to £120,000 per person, per banking licence.

How does it compare with other one-year fixed rate bonds?

At 4.00% AER it ranks 60th of 70 one-year fixed rate bonds we track. The best pays 5.12% and the average is 4.49%.

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Fixed Rate

Coventry Building Society Fixed Rate Saver 30.11.2027 Review

Q: When is interest paid?

Interest is paid annually or monthly.

A one-year fixed rate bond from Coventry Building Society, running for 13 months. It ranks 60th of 70 one-year fixed rate bonds we track.

Rate checked Oct 2026Got this account? Leave a review

Fixed rate · 13 months

4.00%AER

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£1

Max balance

£1,000,000

Access

At maturity only

Interest paid

Annually or Monthly

How It Stacks Up

Ranks 60th of 70

1-year fixed bonds we track

Below average

This account 4.00%

UK CPI (Aug 2026): 3.10%; Pays 0.90% more
Average 1-year fixed: 4.49%; Pays 0.49% less
Best 1-year fixed: 5.12%; Pays 1.12% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

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How Interest Is Paid

You choose how often interest is paid: annually or monthly. You earn the same 4.00% AER either way.

Paid annually

4.00%AER

Paid monthly

3.93%gross

The monthly rate is a little lower because interest reaches you sooner. Over a year it adds up to the same.

A Good Fit For

Pro: New and existing savers
Pro: Savers who want a monthly income

Worth Weighing Up

Con: Your money is locked in for 13 months

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Estimated returns with Coventry Building Society's Fixed Rate

What you could earn with Coventry Building Society's Fixed Rate Saver 30.11.2027.

Estimated interest

£1,000 saved

£43.40

At 4% AER

£5,000 saved

£217

At 4% AER

£10,000 saved

£434

At 4% AER

£1,000,000 saved

£43,405

At 4% AER

Estimated over the 13-month term, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Work out the tax on your interestSee how much of this interest could be taxed.

Our Expert Opinion on Coventry Building Society Fixed Rate Saver 30.11.2027

Jan WatermannCo-Founder, DepositScout

Coventry Building Society's Fixed Rate Saver locks your money away until 30 November 2027 at 4.00%, and after the 14-day cooling-off period there is no access whatsoever, so this suits savers who are certain they will not need the funds before that date. The rate does sit below the market average for fixed-rate accounts, and at 1.35% behind the current best of 5.35% that gap is hard to ignore. It does beat August 2026 CPI of 3.1% by 0.90%, so you are at least getting a real return. If you want a shorter commitment, OakNorth Bank's Fixed Term 12 Months pays 4.96%.

Compare Fixed Rate Bonds