The Co-operative Bank bank logo

The Co-operative Bank Regular Saver Account Review7.00% AER (Sep 2026)

Regular Saver from The Co-operative Bank

Protection

FSCS

Up to £120,000

Monthly limit

£250

Access

Instant

Interest paid

On maturity

  • Those wanting easy access
  • People who can save a set amount each month

Additional Info

To keep the account open, you must pay in at least £1 within 30 days of it being opened

Please verify all details with the provider – for more info read our Disclaimer

Calculate your tax liability for this accountSee what you might pay on the interest from The Co-operative Bank's Regular Saver Account.

Our Expert Opinion on The Co-operative Bank Regular Saver Account

The Co-operative Bank's Regular Saver pays 7.00% and is aimed at disciplined savers who can commit to putting money away monthly, though the cap of £250 a month means the most interest you can realistically earn over the year is fairly modest in cash terms. Interest is calculated daily but only paid at maturity after 12 months, at which point your balance rolls automatically into a Smart Saver account, so you will want to act quickly if you have a better home for it. If you are not a Co-op customer, First Direct also offers 7.00% on their Regular Saver and is worth a look.

Compare Regular Savers

3 alternatives to The Co-operative Bank's Regular Saver Account

Similar accounts from the same category, closest on rate.

D

DepositScout Alerts

2 minutes ago

Easy Access rate just dropped

A top provider just cut their rate. Here's what you need to know about the latest market shift.

Nationwide FlexSaver Rate Down
4.20% AER
4.75%
View Best Rates
Live Market Tracking

Be the first to know when this The Co-operative Bank rate drops.

Join 1,000+ savers using DepositScout who get instant email alerts when top UK savings rates change. Never miss out on a better deal again.

Takes 30 seconds · No spam · Unsubscribe any time