Limited Access

Chorley Building Society Online Saver (Triple Access) Review

One of the best-paying limited access accounts, from Chorley Building Society, with a £1,000 minimum deposit. It ranks 3rd of 18 limited access accounts we track.

Variable rate

3.80%AER

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£1,000

Max balance

£500,000

Access

3 withdrawals

Interest paid

Annually

Rate Tiers

Up to 3 withdrawals per year

3.80%AER

Additional withdrawals

0.90%AER

How It Stacks Up

Ranks 3rd of 18

Limited access accounts we track

Among the best
This account 3.80%
UK CPI (Aug 2026)
3.10%
Pays 0.70% more
Average limited access
3.12%
Pays 0.68% more
Best limited access
4.25%
Pays 0.45% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

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A Good Fit For

  • Pro: New and existing savers

Worth Weighing Up

  • Con: The rate is variable, so it can go down
  • Con: You need at least £1,000 to open it

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Estimated returns with Chorley Building Society's Limited Access

What you could earn with Chorley Building Society's Online Saver (Triple Access).

Estimated interest

£1,000 saved

£38.00

At 3.8% AER

£5,000 saved

£190

At 3.8% AER

£10,000 saved

£380

At 3.8% AER

£500,000 saved

£19,000

At 3.8% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Work out the tax on your interestSee how much of this interest could be taxed.

Our Expert Opinion on Chorley Building Society Online Saver (Triple Access)

Jonny PeaseCo-Founder, DepositScout

Chorley Building Society's Online Saver pays 3.80% on balances from £1,000 up to £500,000, which beats August 2026 CPI of 3.1% by 0.70%, so your money is at least keeping pace with inflation in real terms. The account suits savers who rarely need to dip in, as a fourth withdrawal in a calendar year drops your rate sharply to 0.90%. Interest is calculated daily but only paid on 31st December, so you wait a full year to see it credited.

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Common questions about the Online Saver (Triple Access)

D

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Easy Access rate just dropped

A top provider just cut their rate. Here's what you need to know about the latest market shift.

Nationwide FlexSaver Rate Down
4.20% AER
4.75%
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