Chorley Building Society Easy Access Saver (6 Withdrawals) Review

A limited access account from Chorley Building Society. It ranks 17th of 18 limited access accounts we track.

Variable rate

1.95%AER

Protection

FSCS£120,000

Min balance

£500

Max balance

£500,000

Access

6 withdrawals

Interest paid

Annually

How It Stacks Up

Ranks 17th of 18

Limited access accounts we track

Well below average
This account 1.95%
UK CPI (Aug 2026)
3.10%
Pays 1.15% less
Average limited access
3.12%
Pays 1.17% less
Best limited access
4.25%
Pays 2.30% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

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Pros and cons

  • Pro: New and existing savers
  • Con: The rate is variable, so it can go down

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Estimated returns with Chorley Building Society's Limited Access

What you could earn with Chorley Building Society's Easy Access Saver (6 Withdrawals).

Estimated interest

£1,000 saved

£19.50

At 1.95% AER

£5,000 saved

£97.50

At 1.95% AER

£10,000 saved

£195

At 1.95% AER

£500,000 saved

£9,750

At 1.95% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Our Expert Opinion on Chorley Building Society Easy Access Saver (6 Withdrawals)

Jan WatermannCo-Founder, DepositScout

Chorley Building Society's Easy Access Saver pays 1.95%, which is 1.15% below the August 2026 CPI rate of 3.1%, so in real terms your money is losing purchasing power. With no market comparison data supplied I cannot say where this sits against competitors, but I would expect to find meaningfully better rates elsewhere for a limited access account. The six-withdrawal cap is the key restriction to watch, and interest is paid once a year on 31 December rather than monthly, which suits savers who do not need regular income. You need at least £500 to open it.

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Common questions about the Easy Access Saver (6 Withdrawals)

D

DepositScout Alerts

2 minutes ago

Easy Access rate just dropped

A top provider just cut their rate. Here's what you need to know about the latest market shift.

Nationwide FlexSaver Rate Down
4.20% AER
4.75%
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