Limited Access

Chorley Building Society Easy Access Saver (4 Withdrawals) Review

A limited access account from Chorley Building Society. It ranks 16th of 18 limited access accounts we track.

Variable rate

2.05%AER

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£500

Max balance

£500,000

Access

4 withdrawals

Interest paid

Annually

Rate Tiers

Up to 4 withdrawals per year

2.05%AER

5+ withdrawals

0.90%AER

How It Stacks Up

Ranks 16th of 18

Limited access accounts we track

Well below average
This account 2.05%
UK CPI (Aug 2026)
3.10%
Pays 1.05% less
Average limited access
3.12%
Pays 1.07% less
Best limited access
4.25%
Pays 2.20% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

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Pros and cons

  • Pro: New and existing savers
  • Con: The rate is variable, so it can go down

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Estimated returns with Chorley Building Society's Limited Access

What you could earn with Chorley Building Society's Easy Access Saver (4 Withdrawals).

Estimated interest

£1,000 saved

£20.50

At 2.05% AER

£5,000 saved

£102

At 2.05% AER

£10,000 saved

£205

At 2.05% AER

£500,000 saved

£10,250

At 2.05% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Work out the tax on your interestSee how much of this interest could be taxed.

Our Expert Opinion on Chorley Building Society Easy Access Saver (4 Withdrawals)

Jonny PeaseCo-Founder, DepositScout

Chorley Building Society's Easy Access Saver pays 2.05%, though with CPI at 3.1% as of Aug 2026, you are losing 1.05% in real terms, so this is not a rate that preserves purchasing power. The four-withdrawal limit is the key catch to understand: a fifth withdrawal in the year drops your rate sharply to 0.90%, which would be a painful penalty if you dip in unexpectedly. You need at least £500 to open the account, and interest is paid once a year on 31 December rather than monthly. I have no market comparison data here, so I would shop around before committing.

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Common questions about the Easy Access Saver (4 Withdrawals)

D

DepositScout Alerts

2 minutes ago

Easy Access rate just dropped

A top provider just cut their rate. Here's what you need to know about the latest market shift.

Nationwide FlexSaver Rate Down
4.20% AER
4.75%
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