Limited Access

Chorley Building Society Easy Access Saver (3 Withdrawals) Review

A limited access account from Chorley Building Society. It ranks 15th of 18 limited access accounts we track.

Variable rate

2.20%AER

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£500

Max balance

£500,000

Access

3 withdrawals

Interest paid

Annually

Rate Tiers

Up to 3 withdrawals/year

2.20%AER

Additional withdrawals

0.90%AER

Chorleian Instant Access Account rate for remainder of calendar year

How It Stacks Up

Ranks 15th of 18

Limited access accounts we track

Well below average
This account 2.20%
UK CPI (Aug 2026)
3.10%
Pays 0.90% less
Average limited access
3.12%
Pays 0.92% less
Best limited access
4.25%
Pays 2.05% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

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Worth Weighing Up

  • Con: The rate is variable, so it can go down

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Estimated returns with Chorley Building Society's Limited Access

What you could earn with Chorley Building Society's Easy Access Saver (3 Withdrawals).

Estimated interest

£1,000 saved

£22.00

At 2.2% AER

£5,000 saved

£110

At 2.2% AER

£10,000 saved

£220

At 2.2% AER

£500,000 saved

£11,000

At 2.2% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Work out the tax on your interestSee how much of this interest could be taxed.

Our Expert Opinion on Chorley Building Society Easy Access Saver (3 Withdrawals)

Jan WatermannCo-Founder, DepositScout

This account suits savers who rarely need to dip into their pot but want the option to do so occasionally. The 2.20% rate is paid on balances from £500 up to £500,000, but it sits 0.90% below CPI inflation of 3.1% as of Aug 2026, so your money is losing purchasing power in real terms. The three-withdrawal limit is the key catch: a fourth withdrawal drops your rate to just 0.90% for the rest of the calendar year, which is a meaningful penalty worth keeping in mind before you treat this as a true easy-access account.

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Common questions about the Easy Access Saver (3 Withdrawals)

D

DepositScout Alerts

2 minutes ago

Easy Access rate just dropped

A top provider just cut their rate. Here's what you need to know about the latest market shift.

Nationwide FlexSaver Rate Down
4.20% AER
4.75%
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