Limited Access

Chorley Building Society Easy Access Saver (2 Withdrawals) Review

A limited access account from Chorley Building Society. It ranks 11th of 18 limited access accounts we track.

Variable rate

3.10%AER

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£500

Max balance

£500,000

Access

2 withdrawals

Interest paid

Annually

Rate Tiers

Up to 2 withdrawals/year

3.10%AER

3+ withdrawals/year

0.90%AER

Reverts to Chorleian Instant Access Account rate for remainder of calendar year

How It Stacks Up

Ranks 11th of 18

Limited access accounts we track

Just below average
This account 3.10%
UK CPI (Aug 2026)
3.10%
About the same
Average limited access
3.12%
About the same
Best limited access
4.25%
Pays 1.15% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

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Pros and cons

  • Pro: New and existing savers
  • Con: The rate is variable, so it can go down

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Estimated returns with Chorley Building Society's Limited Access

What you could earn with Chorley Building Society's Easy Access Saver (2 Withdrawals).

Estimated interest

£1,000 saved

£31.00

At 3.1% AER

£5,000 saved

£155

At 3.1% AER

£10,000 saved

£310

At 3.1% AER

£500,000 saved

£15,500

At 3.1% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Work out the tax on your interestSee how much of this interest could be taxed.

Our Expert Opinion on Chorley Building Society Easy Access Saver (2 Withdrawals)

Jan WatermannCo-Founder, DepositScout

This account suits savers who are disciplined about not dipping into their money more than twice a year and want a straightforward variable rate without a bonus to track. At 3.10%, the rate exactly matches the Aug 2026 CPI figure of 3.1%, meaning you are breaking even against inflation in real terms rather than pulling ahead. The genuine catch is the penalty tier: a third withdrawal drops your rate to 0.90% for the rest of that calendar year, which is a steep fall. You need at least £500 to open it, and the cap sits at £500,000.

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Common questions about the Easy Access Saver (2 Withdrawals)

D

DepositScout Alerts

2 minutes ago

Easy Access rate just dropped

A top provider just cut their rate. Here's what you need to know about the latest market shift.

Nationwide FlexSaver Rate Down
4.20% AER
4.75%
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Live Market Tracking

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