Limited Access

Chorley Building Society Easy Access Saver (12 Withdrawals) Review

A limited access account from Chorley Building Society. It ranks 18th of 18 limited access accounts we track.

Variable rate

1.55%AER

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£500

Max balance

£500,000

Access

12 withdrawals

Interest paid

Annually

Rate Tiers

Up to 12 withdrawals/year

1.55%AER

Over 12 withdrawals/year

0.90%AER

How It Stacks Up

Ranks 18th of 18

Limited access accounts we track

Well below average
This account 1.55%
UK CPI (Aug 2026)
3.10%
Pays 1.55% less
Average limited access
3.12%
Pays 1.57% less
Best limited access
4.25%
Pays 2.70% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

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Pros and cons

  • Pro: New and existing savers
  • Con: The rate is variable, so it can go down

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Estimated returns with Chorley Building Society's Limited Access

What you could earn with Chorley Building Society's Easy Access Saver (12 Withdrawals).

Estimated interest

£1,000 saved

£15.50

At 1.55% AER

£5,000 saved

£77.50

At 1.55% AER

£10,000 saved

£155

At 1.55% AER

£500,000 saved

£7,750

At 1.55% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Work out the tax on your interestSee how much of this interest could be taxed.

Our Expert Opinion on Chorley Building Society Easy Access Saver (12 Withdrawals)

Jan WatermannCo-Founder, DepositScout

This account from Chorley Building Society pays 1.55% on balances from £500 up to £500,000, with interest calculated daily and paid on 31st December each year. With CPI at 3.1% as of August 2026, the rate sits 1.55% below inflation, so your money is losing real value, which is worth keeping in mind. The key catch is the withdrawal limit: exceed 12 withdrawals in a year and the rate drops to 0.90%, so it suits savers who genuinely need only occasional access rather than a true easy-access account.

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Common questions about the Easy Access Saver (12 Withdrawals)

D

DepositScout Alerts

2 minutes ago

Easy Access rate just dropped

A top provider just cut their rate. Here's what you need to know about the latest market shift.

Nationwide FlexSaver Rate Down
4.20% AER
4.75%
View Best Rates
Live Market Tracking

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