Limited Access

Chorley Building Society Easy Access Saver (1 Withdrawal) Review

A competitive limited access account from Chorley Building Society. It ranks 7th of 18 limited access accounts we track.

Variable rate

3.50%AER

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£500

Max balance

£500,000

Access

1 withdrawal

Interest paid

Annually

Rate Tiers

Standard rate

3.50%AER

Additional withdrawals made

0.90%AER

Reverts to Chorleian Instant Access Account rate for remainder of calendar year

How It Stacks Up

Ranks 7th of 18

Limited access accounts we track

Above average
This account 3.50%
UK CPI (Aug 2026)
3.10%
Pays 0.40% more
Average limited access
3.12%
Pays 0.38% more
Best limited access
4.25%
Pays 0.75% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

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Pros and cons

  • Pro: New and existing savers
  • Con: The rate is variable, so it can go down

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Estimated returns with Chorley Building Society's Limited Access

What you could earn with Chorley Building Society's Easy Access Saver (1 Withdrawal).

Estimated interest

£1,000 saved

£35.00

At 3.5% AER

£5,000 saved

£175

At 3.5% AER

£10,000 saved

£350

At 3.5% AER

£500,000 saved

£17,500

At 3.5% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Work out the tax on your interestSee how much of this interest could be taxed.

Our Expert Opinion on Chorley Building Society Easy Access Saver (1 Withdrawal)

Jan WatermannCo-Founder, DepositScout

Chorley Building Society's Easy Access Saver pays 3.50%, which sits 0.40% above CPI inflation of 3.1% as of Aug 2026, so your money is at least holding its real value. The account suits savers who can live with a single withdrawal per year and hold between £500 and £500,000. The critical catch is the penalty for a second dip: the rate drops sharply to 0.90% for the rest of the calendar year, so timing any withdrawal carefully matters a great deal. Interest is calculated daily but only paid on 31st December.

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Common questions about the Easy Access Saver (1 Withdrawal)

D

DepositScout Alerts

2 minutes ago

Easy Access rate just dropped

A top provider just cut their rate. Here's what you need to know about the latest market shift.

Nationwide FlexSaver Rate Down
4.20% AER
4.75%
View Best Rates
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