What interest rate does the Cater Allen Private Bank 9 Month Fixed Term Deposit pay?

The Cater Allen Private Bank 9 Month Fixed Term Deposit pays 4.42% AER, fixed for 9 months.

How much interest could I earn?

Saving £10,000 for 9 months would earn about £330 at 4.42% AER. This assumes the rate stays the same and interest stays in the account.

How much can I pay in?

You can deposit at least £5,000.

Can I withdraw my money?

No. Your money is locked in until the fixed term ends, so only put in what you won't need before then.

When is interest paid?

Interest is paid at the end of the term.

Who can open this account?

New and existing Cater Allen Private Bank customers can open it. You can open it online.

Is my money protected?

Yes. Eligible deposits are protected by the Financial Services Compensation Scheme (FSCS) up to £120,000 per person, per banking licence.

How does it compare with other nine-month fixed rate bonds?

At 4.42% AER it ranks 6th of 10 nine-month fixed rate bonds we track. The best pays 4.80% and the average is 4.40%.

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Fixed Rate Compare 9 Month Fixed Rate Bonds

Cater Allen Private Bank 9 Month Fixed Term Deposit Review

A nine-month fixed rate bond from Cater Allen Private Bank, with a £5,000 minimum deposit. It ranks 6th of 10 nine-month fixed rate bonds we track.

Rate checked Oct 2026Got this account? Leave a review

Fixed rate · 9 months

4.42%AER

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£5,000

Max balance

No limit

Access

At maturity only

Interest paid

On Maturity

How It Stacks Up

Ranks 6th of 10

9-month fixed bonds we track

Just above average

This account 4.42%

UK CPI (Aug 2026): 3.10%; Pays 1.32% more
Average 9-month fixed: 4.40%; About the same
Best 9-month fixed: 4.80%; Pays 0.38% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

Compare fixed bonds

A Good Fit For

Pro: New and existing savers

Worth Weighing Up

Con: Your money is locked in for 9 months
Con: You need at least £5,000 to open it

Good to Know

This account matures 9 months after the account is funded.

Please verify all details with the provider – see our Disclaimer

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Estimated returns with Cater Allen Private Bank's Fixed Rate

What you could earn with Cater Allen Private Bank's 9 Month Fixed Term Deposit.

Estimated interest

£5,000 saved

£165

At 4.42% AER

£10,000 saved

£330

At 4.42% AER

£50,000 saved

£1,649

At 4.42% AER

Estimated over the 9-month term, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Work out the tax on your interestSee how much of this interest could be taxed.

Our Expert Opinion on Cater Allen Private Bank 9 Month Fixed Term Deposit

Jan WatermannCo-Founder, DepositScout

Cater Allen Private Bank's 9 Month Fixed Term Deposit pays 4.42%, which sits below the market average for fixed-rate accounts and 0.95% behind the current market leader at 5.37%, so this is not where I would go if rate is your priority. That said, 4.42% does beat August 2026 CPI of 3.1% by 1.32%, so your money is at least growing in real terms. The £5,000 minimum and no access until maturity are the main constraints to be aware of. If you want a similar nine-month fix, Kent Reliance's 9 Month Fixed Rate Bond at 4.56% is worth a look.

Compare Fixed Rate Bonds