Beverley Building Society Regular Saver Cash ISA Review

A cash ISA from Beverley Building Society. It ranks 80th of 158 cash ISAs we track.

Variable rate · 5 months

4.50%AER

Then 2.40% standard rate

Protection

FSCS£120,000

Min balance

£20

Max balance

£20,000

Access

Instant

Interest paid

Annually

Transfers in

Not accepted

The Rate You'll Get

With bonus (all conditions met)

4.50%AER

Monthly deposit £20–£2,000, no withdrawals, account open at 31 March

Without bonus (condition

2.40%AER

How It Stacks Up

Ranks 80th of 158

Cash ISAs we track

Just above average
This account 4.50%
UK CPI (Aug 2026)
3.10%
Pays 1.40% more
Average cash ISA
4.48%
About the same
Best cash ISA
5.12%
Pays 0.62% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

Compare cash ISAs

A Good Fit For

  • Pro: New and existing savers
  • Pro: Savers who want instant access

Worth Weighing Up

  • Con: Part of the rate is a bonus; the standard rate is 2.40%
  • Con: The rate is variable, so it can go down
  • Con: It doesn't accept transfers in from other ISAs
  • Con: Not flexible: money you withdraw can't be replaced without using more allowance

Good to Know

You can transfer this Cash ISA to another provider before 31st March but you will lose the bonus.

Please verify all details with the provider – see our Disclaimer

See all Beverley Building Society accounts

Estimated returns with Beverley Building Society's Cash ISA

What you could earn with Beverley Building Society's Regular Saver Cash ISA.

Estimated interest

£1,000 saved

£18.51

At 4.5% AER

£5,000 saved

£92.55

At 4.5% AER

£10,000 saved

£185

At 4.5% AER

£20,000 saved

£370

At 4.5% AER

Estimated over the 5-month term, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Our Expert Opinion on Beverley Building Society Regular Saver Cash ISA

Jan WatermannCo-Founder, DepositScout

This account pays 4.50% until 31 March 2027, but that rate depends on making monthly deposits of between £20 and £2,000 and taking no withdrawals before maturity - miss either condition and you drop to the 2.40% base rate. It sits below the Cash ISA market average and 0.62% behind the category leader at 5.12%, so it is not the sharpest option around. The rate does beat August 2026 CPI of 3.1% by 1.40%, which is something, but savers who want flexibility or a better headline should look elsewhere, as alternatives like Chip Smart Cash ISA are already at 4.56%.

Compare Cash ISAs

2 alternatives to Beverley Building Society's Regular Saver Cash ISA

Same type of account, closest on rate.

Common questions about the Regular Saver Cash ISA

D

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