What interest rate does the Beverley Building Society One Year Fixed Rate Bond pay?

The Beverley Building Society One Year Fixed Rate Bond pays 4.50% AER, fixed for one year.

How much interest could I earn?

Saving £10,000 for 1 year would earn about £450 at 4.50% AER. This assumes the rate stays the same and interest stays in the account.

How much can I pay in?

You can deposit at least £5,000.

Can I withdraw my money?

No. Your money is locked in until the fixed term ends, so only put in what you won't need before then.

When is interest paid?

You can choose to have interest paid monthly or annually.

Who can open this account?

New and existing Beverley Building Society customers can open it. You can open it online.

Is my money protected?

Yes. Eligible deposits are protected by the Financial Services Compensation Scheme (FSCS) up to £120,000 per person, per banking licence.

How does it compare with other one-year fixed rate bonds?

At 4.50% AER it ranks 29th of 69 one-year fixed rate bonds we track. The best pays 5.12% and the average is 4.47%.

Dashboard

Fixed Rate

Beverley Building Society One Year Fixed Rate Bond Review

A one-year fixed rate bond from Beverley Building Society, with a £5,000 minimum deposit. It ranks 29th of 69 one-year fixed rate bonds we track.

Rate checked Oct 2026Got this account? Leave a review

Fixed rate · 1 year

4.50%AER

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£5,000

Max balance

No limit

Access

At maturity only

Interest paid

Monthly/Annually

How It Stacks Up

Ranks 29th of 69

1-year fixed bonds we track

Just above average

This account 4.50%

UK CPI (Aug 2026): 3.10%; Pays 1.40% more
Average 1-year fixed: 4.47%; About the same
Best 1-year fixed: 5.12%; Pays 0.62% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

Compare fixed bonds

How Interest Is Paid

You choose how often interest is paid: annually or monthly.

Paid annually

4.50%AER

Paid monthly

4.45%AER

A Good Fit For

Pro: New and existing savers
Pro: Savers who want a monthly income

Worth Weighing Up

Con: Your money is locked in for 1 year
Con: You need at least £5,000 to open it

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Estimated returns with Beverley Building Society's Fixed Rate

What you could earn with Beverley Building Society's One Year Fixed Rate Bond.

Estimated interest

£5,000 saved

£225

At 4.5% AER

£10,000 saved

£450

At 4.5% AER

£50,000 saved

£2,250

At 4.5% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Work out the tax on your interestSee how much of this interest could be taxed.

Our Expert Opinion on Beverley Building Society One Year Fixed Rate Bond

Jonny PeaseCo-Founder, DepositScout

Beverley Building Society's one-year fixed bond pays 4.50% annually (or 4.45% monthly), which beats August 2026 CPI of 3.1% by 1.40%, so your money does grow in real terms. That said, the rate sits below the market average for fixed-rate bonds, and the category leader pays 5.35%, leaving this 0.85% behind. The minimum is £5,000 and early closure is not permitted, so only commit money you can lock away. If you want a one-year fix, OakNorth Bank's 12-month account at 4.96% is worth a look first.

Compare Fixed Rate Bonds