Fixed Rate

Beverley Building Society Fixed Rate Bond 16 - 2 Year Bond Review

A two-year fixed rate bond from Beverley Building Society, with a £5,000 minimum deposit. It ranks 48th of 63 two-year fixed rate bonds we track.

Fixed rate · 2 years

4.35%AER

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£5,000

Max balance

No limit

Access

At maturity only

Interest paid

Yearly

Rate Tiers

Annual interest, £5,000+

4.35%AER

Monthly interest, £5,000+

4.30%AER

How It Stacks Up

Ranks 48th of 63

2-year fixed bonds we track

Below average
This account 4.35%
UK CPI (Aug 2026)
3.10%
Pays 1.25% more
Average 2-year fixed
4.61%
Pays 0.26% less
Best 2-year fixed
5.16%
Pays 0.81% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

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A Good Fit For

  • Pro: New and existing savers

Worth Weighing Up

  • Con: Your money is locked in for 2 years
  • Con: You need at least £5,000 to open it

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Estimated returns with Beverley Building Society's Fixed Rate

What you could earn with Beverley Building Society's Fixed Rate Bond 16 - 2 Year Bond.

Estimated interest

£5,000 saved

£444

At 4.35% AER

£10,000 saved

£889

At 4.35% AER

£50,000 saved

£4,445

At 4.35% AER

Estimated over the 24-month term, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Work out the tax on your interestSee how much of this interest could be taxed.

Our Expert Opinion on Beverley Building Society Fixed Rate Bond 16 - 2 Year Bond

Jan WatermannCo-Founder, DepositScout

Beverley Building Society's two-year fixed bond pays 4.35% gross annually (or 4.30% if you prefer monthly interest), which sits below the market average for fixed-rate bonds and 1.00% behind the category leader at 5.35%. It does beat August 2026 CPI of 3.1% by 1.25%, so your money grows in real terms, but savers who shop around could do better - Kent Reliance's two-year bond, for instance, pays 4.91%. The hard catch is that early closure and withdrawals are not permitted, so you need to be comfortable locking away at least £5,000 for the full two years.

Compare Fixed Rate Bonds

2 alternatives to Beverley Building Society's Fixed Rate Bond 16 - 2 Year Bond

Same type of account, closest on rate.

Common questions about the Fixed Rate Bond 16 - 2 Year Bond

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