Fixed Rate

Bath Building Society One Year Fixed Rate Bond Review

A one-year fixed rate bond from Bath Building Society. It ranks 51st of 69 one-year fixed rate bonds we track.

Fixed rate · 1 year

4.20%AER

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£500

Max balance

£100,000

Access

At maturity only

Interest paid

Yearly

How It Stacks Up

Ranks 51st of 69

1-year fixed bonds we track

Below average
This account 4.20%
UK CPI (Aug 2026)
3.10%
Pays 1.10% more
Average 1-year fixed
4.47%
Pays 0.27% less
Best 1-year fixed
5.12%
Pays 0.92% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

Compare fixed bonds

Pros and cons

  • Pro: New and existing savers
  • Con: Your money is locked in for 1 year

Good to Know

You can only close your account under exceptional circumstances. You will not be charged for this.

Please verify all details with the provider – see our Disclaimer

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Estimated returns with Bath Building Society's Fixed Rate

What you could earn with Bath Building Society's One Year Fixed Rate Bond.

Estimated interest

£1,000 saved

£42.00

At 4.2% AER

£5,000 saved

£210

At 4.2% AER

£10,000 saved

£420

At 4.2% AER

£100,000 saved

£4,200

At 4.2% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Work out the tax on your interestSee how much of this interest could be taxed.

Our Expert Opinion on Bath Building Society One Year Fixed Rate Bond

Jan WatermannCo-Founder, DepositScout

Bath Building Society's one-year bond pays 4.20%, which beats August 2026 CPI of 3.1% by 1.10%, so your money does grow in real terms. That said, it sits below the market average for fixed-rate bonds, and the best in that category reaches 5.35%, leaving this 1.15% behind. The hard catch is that withdrawals and early closure are both prohibited, so your money is fully locked for the year. If you want a one-year fix, OakNorth Bank's Fixed Term 12 Months at 4.96% is worth a look first.

Compare Fixed Rate Bonds

2 alternatives to Bath Building Society's One Year Fixed Rate Bond

Same type of account, closest on rate.

Common questions about the One Year Fixed Rate Bond

D

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