What a regular saver pays if you pay in the same amount at the start of every month for the term: total paid in, interest and end balance.
Reference
Exchange rates
Market
Calculators
Assistant
The same method as the site's Max Interest column.
Cost
1 DS Credit
per request
Scope
any key
Same data as
—
the DepositScout website
GET https://depositscout.com/api/developer/v1/calculators/regular-saver
Paid in every month, in pounds.
Example: 300
The account's AER, e.g. 6.5.
Example: 6.5
The term, 1 to 60 months. Defaults to 12.
Example: 12
| Parameter | In | Type | Example | Description |
|---|---|---|---|---|
| monthly* | query | number | 300 | Paid in every month, in pounds. |
| rate* | query | number | 6.5 | The account's AER, e.g. 6.5. |
| months | query | integer | 12 | The term, 1 to 60 months. Defaults to 12. |
curl "https://depositscout.com/api/developer/v1/calculators/regular-saver?monthly=300&rate=6.5&months=12" \
-H "Authorization: Bearer $DS_API_KEY"Runs against this site. A ds_test_ key is free and returns sample data in the real shape; a live key returns real data and spends credits. The key is kept in this tab only.
curl "/api/developer/v1/calculators/regular-saver?monthly=300&rate=6.5" \
-H "Authorization: Bearer ds_test_…"data is a single object. Every 2xx also sets X-DS-Request-Id, X-DS-Credits-Charged, X-DS-Credits-Balance, the X-RateLimit-* trio and an ETag.
{
"data": {
"…": "the item"
},
"meta": {
"requestId": "req_7f3a9c2d1b4e5a6f7c8d",
"generatedAt": "2026-09-21T09:00:00.000Z",
"creditsCharged": 1,
"creditsBalance": 199,
"attribution": "Rates powered by DepositScout — depositscout.com"
}
}What this endpoint can return instead of data. Every error has the same shape: error (a stable code to branch on), message (what to do next), requestId and a docs link, plus the extra fields shown. None of them is charged.
missing_api_key— No Authorization header, or it isn't a Bearer token.{
"error": "missing_api_key",
"message": "Send your key as 'Authorization: Bearer ds_live_…'. Create one at https://depositscout.com/developer.",
"requestId": "req_7f3a9c2d1b4e5a6f7c8d",
"docs": "https://depositscout.com/developers/docs#missing_api_key"
}insufficient_credits— Balance is lower than the call's cost. A list whose page you can't fully afford is cut to the rows your balance covers instead (meta.limit and X-DS-Limit-Reduced say so), so this only happens below one row's price. Body has required, balance and topUp.{
"error": "insufficient_credits",
"message": "Not enough DS Credits for this request. Top up at https://depositscout.com/developer/credits.",
"requestId": "req_7f3a9c2d1b4e5a6f7c8d",
"docs": "https://depositscout.com/developers/docs#insufficient_credits",
"required": 1,
"balance": 0,
"topUp": "https://depositscout.com/developer/credits"
}rate_limited— Burst or daily limit hit. Retry-After tells you when.{
"error": "rate_limited",
"message": "Too many requests. Retry after 12s.",
"requestId": "req_7f3a9c2d1b4e5a6f7c8d",
"docs": "https://depositscout.com/developers/docs#rate_limited",
"retryAfter": 12
}Every code is listed in the shared error contract. Back to all endpoints.